In other words, in order to challenge an allegedly illegitimate enforced execution, the borrower must, before the forced sale, be legal tender for the entire balance of the debt. California has one of the strictest forms of this rule, since funds must be received by the lender before the sale. An attempted tender was deemed insufficient when the review arrived on Monday, three days after the forced sale, through FedEx.  The effects of our previously completed transfer were eliminated on September 1, 2011 due to the execution of the transaction agreement through our disposals of interests in companies owning 317 properties and the sale of two properties to third parties in 2011 is reflected in our historical transactions. The effects of silos go beyond landlords, but also extend to cities and neighbourhoods as a whole. In cities with high seizure rates, there is often more crime and theft in which abandoned homes are burglarized, garbage is collected on lawns and prostitution increases.  Foreclosures also affect the sale of neighbouring housing on two levels: space and time. For a period of time, seizures have greater negative effects when they are closer to the property that is trying to be sold. According to traditional opinion, the increase in foreclosures will result in a decrease in the value of sales of neighbouring real estate, which will lead to a worsening of the housing crisis.  The mobility of children in school is another key influence of increasing silos. In general, studies indicate that school change is detrimental to children, although this largely depends on the quality of the schools of origin and destination. A study in New York city showed that students who changed schools most often entered a school with lower average test scores and general education scores. The impact of these movements on academic outcomes for individual students requires further research.
 Seizures also have an emotional and physical effect on people. In a special study of 250 recruited people who were siloed, 36.7% met the criteria for screening for severe depression.  In 22 states, including Florida, Illinois and New York, judicial enforcement is the norm. Here, the lender must go through the courts to obtain authorization to delineate by proving that the borrower is an offender. When enforcement is authorized, the local sheriff auctions the property to the highest bidder in an attempt to recover what the bank owes, or the bank becomes owner and sells the property through the traditional way to recover its losses. The lender sends a notice of payment after 90 days of missed payments. The loan is given to the lender`s enforcement division and the borrower usually has an additional 90 days to settle the payments and resume the loan (which is called the rehired period). Execution enforced by a purchasing power, also known as extrajudicial enforced execution, is authorized by many states if a right-of-sale clause is included in the mortgage or if an act of trust with such a clause has been used instead of a real mortgage. In some U.S.
states, such as California and Texas, almost all mortgages are in fact acts of trust. This process involves the sale of the property by the mortgage holder without jurisdictional control (as explained below). This process is generally much faster and less costly than enforcement forced by judicial sale. As with the legal sale, the mortgage holder and other deposit holders are the first and second applicants of the proceeds of the sale, respectively. “In 2010, flooding slowed somewhat in the country`s most affected housing markets. However, silos have remained 5 to 10 times higher than historical standards in most of these hard-hit markets, where exposures are deep and are likely to lead to further waves of silos in 2011 and beyond. In this type of execution enforced by this type of enforced execution, when the debtor does not